Credit Card
Merchant Reviews
Top Rated Processor
Business owners wear many hats; you're the salesman, marketer, and accountant. But at the end of the day, your most important job is that of the visionary. For this reason, you can't afford to waste days or weeks of your time on the phone with a sales rep. You need to remain focused on doing what you do best - keeping your customers happy and growing your business.
We know that there are lots of things to consider when choosing a credit card processor:
I express honest gratitude for your devoted?inspiring assitance, nevertheless most importantly, for our alliance.
| Rank | Merchant Account Provider | Approval Rating | Startup Cost | Cost Per Month | Account Setup Time | Customer Service | Gateway Fee | Transaction Fee | Virtual Terminal | Payment Gateway | Card Swiper | Fraud Protection | Support Hours | Toll Free Phone | Live Chat | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| #1 | Merchant Warehouse | 9.0 | 9.2 | 9.1 | 8.2 | 9.8 | $5.00 | $0.21 | ✓ | Authorize, LinkPoint, VeriSign Others | ✓ | ✓ | 24/7 | ✓ | ✓ | ✓ |
| #2 | Charge.com | 8.5 | 9.0 | 8.0 | 7.75 | 6.0 | $16.95 | $0.15 | ✓ | Authorize | ✓ | ✓ | 24/7 | ✓ | ✓ | |
| #3 | Flagship Merchant Services | 8.0 | 9.0 | 9.0 | 8.5 | 9.2 | $7.95 | $0.21 | ✓ | Authorize | ✓ | ✓ | 24/7 | ✓ | ✓ | |
| #4 | National Bankcard | 7.75 | 8.75 | 9.0 | 8.5 | 8.8 | $7.95 | $0.21 | ✓ | Authorize, First Data Global, Charge Anywhere, Roam Pay | ✓ | ✓ | 24/7 | ✓ | ✓ | ✓ |
| #5 | Leaders Merchant Services | 7.75 | 8.5 | 8.5 | 7.8 | 8.5 | $8.00 | $0.30 | ✓ | Authorize | ✓ | ✓ | 24/7 | ✓ | ✓ | ✓ |
| #6 | eCommerce Exchange | 7.5 | 7.75 | 6.0 | 7.0 | 6.0 | $15.00 | $0.27 | ✓ | Authorize | ✓ | ✓ | 24/7 | ✓ | ✓ | |
| #7 | GotMerchant | 6.0 | 6.2 | 7.75 | 7.0 | 7.5 | $10.00 | $0.25 | ✓ | Authorize Others | ✓ | ✓ | 24/7 | ✓ | ✓ |
Our first time through this process we made the mistake of choosing a merchant based only on rate. We quickly realized that what we had saved in price, we sacrificed in customer service. After this mistake, we switched to Merchant Warehouse and our only regret is that we didn't choose them first. Remember to keep this in mind when you are shopping for a merchant services provider - shop for price and service. This will save you from the frustrations and headaches we experienced.
To learn more about Merchant Warehouse, click here or call their specialist consultation number at 1.866.353.3944.